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Thursday 19 September 2019

I won another Lucky draw after one month



Last month, on 2 Aug 2019. I won 0.5 gram of gold via Lucky Draw.

On 13 September 2019, at mid autumn moon cake festival. I still attended weekly seminar by Public Gold.

I never bought anything during their weekly fire sale session. As I have join a standing instruction to buy gold via GAP.

I get a gift for joining standing instruction earlier, after I question them why I never get any gift as stated on their website.it is Card holder as follow :




Everybody who attended also get a door gift from Public Gold 's PG Mall.



Can have free breakfast.



Most important, I won another lucky draw without buying anything during fire sales session.



Don't get it wrong, this is not real gold
It is just to put under the cup on table.

But I really feel good aura and good fengshui when put it on my table




















Public Gold Authorised Dealer
Peter Chen : 016-2927568
Introducer Code : PG00201240

Friday 23 August 2019

I won 0.5 gram of gold via lucky draw

I have started saving ( Not Investment ) on gold and have attended seminar by Public Gold Marketing Sdn Bhd.

The first day I attended on 2 Aug 2019. There is an offer to buy some gold to become their dealer. I committed to buy some gold.

Then there is a lucky draw session. Without expectation, I won the lucky draw. Many people congratulate me. Said I am very lucky to won first time I attended, I wonder why as I do not know actually I won a gold.

When I take a Grab to go home. The Grab driver ask me why I am here at such late night. Is it a seminar held here. I reply yes and I told him I won a lucky draw.

When stop a traffic light, I show him what I won, The Grab driver take a look and and after inspection , he said I won a gold. No wonder everybody congratulate me.




I have attended two more Seminar after that session. It is on subsequent seminar I know that you have to buy or committed to buy some gold, which offer during seminar only entitled for lucky draw.

Those who attended but never buy anything or committed to buy anything still entitled for lucky draw. But the prize might not be the gold.

Thus, it is not advisable to go there to expect for lucky draw for gold. It is the knowledge you learn that matter.







Public Gold Authorised Dealer
Peter Chen : 016-2927568
Introducer Code : PG00201240

Sunday 18 August 2019

I bought 1 gram of Gold via Public Gold's Gold Accumulation Program ( GAP )

I decided to start Gold saving ( Not Investment ). To hedge against inflation as bit difficult to get financing for properties now a day. And Fixed Deposit would loss against inflation.

After some research. It seem to open a Gold Investment Account ( GIA ) with local commercial bank required to start with 10 gram, or at least 5 gram. I find Public Gold's Gold Accumulation Program ( GAP ) that allowed me to start with 1 gram eventually.


 If price going up, you wait for price to come down. When price come down, you want to wait for further down. Forever would not take the first step. When you take the first step, then there is a benchmark. The price you bought become meaningfull, become a benchmark. If gold price rise above your benchmark, you know price is rising, if price come down form your benchmark. You know price is declining. You would not have benchmark if you never take the first step.


Without any delay, I immediately bought 1 gram of gold at RM201 per gram on 31 July 2019. As it is just saving, not investment. I never wait for the gold price to drop.Only god will know whether price will going up or down.  I just bought 1 gram regardless of it price.


If price decline after  I bought. I can just bought another gram next month to average out my cost.

Fortunately, I never wait and it is a blessing price increase after I bought.

All can completed online without required to go to branch if time not permit. Unlike commercial bank GIA, which required you to present to branch to open a Gold Investment Account.



You can see that I have bought another 49.2611 gram within one week. That is another story for my next blog post. Do come back.

Hopefully, the return is better than Fixed deposit.

Saturday 17 August 2019

大众金行买存黄金



大众金行具有伦敦金银条市场协会 ( LBMA ) 认证, 豁免6%消费税(GST)足金块

大众金行黄金白银是以每日金银市场订价。每20分钟报价,依据国际黄金价格以便容易进行买卖。

大众金行的金可单独或套装购买,买卖手续简单方便。



大众金条可分0.5
克,5克,10克,20克,50克,100克 (Minted & Cast bar),250克(Cast bar)及1公斤 (Cast bar)
另有金币,金片,Bunga Mas, Flexibar 等等,产品多样化。



大众金行也推出回教币(Dinar)

回教Dinar  (999.9的纯足金):可分
1/2 dinar ( 2.125克 )
1 dinar (4.25)
5 dinar (21.25)
10 dinar (42.50)


 想开始进行储蓄黄金,有兴趣可以点击:



或联系

大众金行授权黄金经销商
Publicgold Authorised Dealer

PG00201240

Whatsapp or Wechat:6016-2927568 

Monday 12 August 2019

GAP Public Gold's Gold Accumulation Program (GAP)

Public Gold Syariah compliance certified by Amanie Advisors
All Gold Investment Account ( GI A ) with bank, if unable to withdraw physical gold. Cannot be certified as syariah compliance. The fact is we will not getting gold eventually. We just get paper that stating number of gold we hold in the form of statement only. This is a problem in syariah angle.

Gold Account that syariah compliance must allow withdrawal  physical gold.

Public Gold is one of the gold trading company that certified Syariah compliance by syariah Amanie Advisers. They are same panel for Bank Negara Malaysia and World Gold Council.

With such certification, all transaction selling gold are syariah compliance. Need not worry,


The become the best keep secret among muslim and why majority of Public Gold are muslim. Rarely non-muslim take advantage of Gold Accumulation Program ( GAP ) for the time being.

 Gold Accumulation Program (GAP)



Public Gold is the first Malaysian company to launch Gold Accumulation Program (GAP) which enables public to amass physical gold with low budget to start from between RM100 to RM200.00 per month.
You can save minimum 1 gram per month and can redeem physical gold at any time at any branch of Public Gold.
Price of GAP will updated daily at 12.00am.

Explanation about GAP
  • GAP is abbreviation of Gold Accumulation Program. It concept is to allow us to save gold with little or low budget.
  • For example : If Gold price today amounted to RM189.00/gram. And you bought one gram. Then your account have 1 gram this month.
  • Next month, if you buy 2 gram. Then, you have 3 gram in total.
  • The following month, if you skip one month. No problem. No commitment to buy every month.
  • There is no limitation on how long and how much to save. It is up to you.

Why buy gold via GAP account?
  • Not everybody afford to buy 10 gram per month or one dinar per month.
  • But if only with budget of RM100 to RM200 per month. God willing, we have the ability
  • Buy a little bit. When accumulated many gram.  - Can withdraw physical gold from account Hold and keep yourself.
The advantage of saving 1 gram ( minimum ) per month

  • As a force saving - Effective saving must be force, Cannot wait until the end of the month. Force yourself to buy 1 gram of gold once get your salary. If wait until the end of the month to see any extra to save. Chances are there will be nothing left.
  • As a forgotten saving - Saving gold unlike saving money. We will not just spend it as we see the figure like money in Bank. But we may feel or develop the passion of having gold and want to collecting more.  Without realization. We may have accumulated 12 grams within one year.
  • To average the price - Just like investment in unit trust. Saver who spread out several month can leverage out the price. For example, if you bought at 3 price level, RM170.00 RM180 and RM190 per gram. Average cost only RM180 per gram only. Thus, need not worry about daily price level. Price increase, we are happy as we earn more. Price drop we also happy as we can buy at lower price. Price become irrelevant.







HOW TO REGISTER FOR FREE 
Register your interest here - Public Gold Free Registration

HOW TO DIY PURCHASE GOLD ACCUMULATION PROGRAMME (GAP) 
1. Open Public Gold website - www.publicgold.com.my
2. Check price per gram inside Gold Accumulation program (24k) box.
3. Bank in minimum RM100 to 

Public Gold Marketing Sdn Bhd
either

Bank : Malayan Banking Berhad (Maybank)
Acc No. : 5071-3410-4563
Swift No. : MBBEMYKL
Or

Bank : Public Bank Berhad
Acc No. : 3167-52-0833
Swift No. : PBBEMYKL


4. Send below details by email to ipb@publicgold.com.my OR by whatsapp to 016-2927568
i. Full Name
ii. Phone Number
iii. Mykad/Passport Number
iv. Email
v. Introducer: PG00201240
vi. Date & amount transferred
vii.Photo/screenshot of the transfer slip

5. Wait for maximum 2 working days to receive your login id/account username and password by email.

* This step only for first time account creation. For 2nd purchase onward, it is more simple.

How to know gold price everyday?

GAP price change once per day at 12.00am daily. You can check the price at www.publicgold.com.my

Example : How to redeem 10 gram of gold? if save 1 gram per month.

MonthQuantity ( gram )
January1
February1
March1
April1
May1
Jun1
July1
August1
September1
October1
November1
Total11 gram

When you save enough 11 gram, then only you can go to branch of Public Gold to redeem physical gold of 10 gram. Balance to one gram to keep the account active.
Tips GAP
1. Must have a goal how much to safe per year.
2 The more it weight, the lesser it premium charge ( see Premium Charge below )
3 Buy, safe and forget about it. ( saving, not investment ) 
Premium Charges
All purchases of gold at Public Gold branch including Penang HQ will be charge a "gold premium".
This is because Public Gold incurred cost to transport of gold from factory that certified by LBMA , ie: Nadir Metal Refinery from Turkey to Malaysia
Example :
1 gram of gold bar with RM10 per piece. 10 piece of one gram will be charge RM100.
one piece of 10 gram only charge premium of RM15.00. Save RM85.00